House hack opportunity in the heart of East Murray! Live in one unit while the existing tenant's $1,900/month rent helps offset your monthly payment. In addition, seller is offering a $10,000 credit at closing to buy down the buyer's interest rate! Lower your monthly payment significantly with a 2-1 or 3-2-1 temporary buydown, or apply it toward permanent discount points. Subject to buyer lender approval. This 2,000 sq ft home offers 4 bedrooms, 2 kitchens, and 2 baths. Each unit has daylight windows, separate entrance and covered parking, an ideal up/down layout. The existing tenant is under contract through January 2027, providing immediate rental income while you settle into the lower level. Major updates completed in 2019/2020 include new plumbing and electrical, a high-efficiency heat pump, tankless water heater, and owned water softener. The property also includes a 750 sq ft detached garage with 10ft ceilings and plenty of room for storage, hobbies, or future workspace. Conveniently located near TRAX/FrontRunner at Murray Central Station, with a bus stops nearby. A rare opportunity to make homeownership more affordable while building equity in a centrally located Murray property.