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Ardivus Brivity

Sooper Dooper Guy | Template Draper

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645 N 550 W , Smithfield, UT 84335
$539,900
Est. Payment: $2,897.69/mo
3 Bed
3 Bath
3457 Sqft
0.15 Acres
Status: active | Days on site: 82
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71405 - 4026238
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Ardivus Brivity
Sooper Dooper Guy

House Description

Ask me about our 4.99% ARM*!! Welcome to this brand new Glendale plan currently under construction on a prime corner lot in the Village at Fox Meadows community just down the street from the Smithfield Temple, Forrester Acres Park, Birch Creek Elementary, and more. Off the main entry is a flex room/office and the stairs leading both upstairs and into an unfinished basement. The main floor hosts a large great room, dining space, and kitchen with a mudroom and half bath. Upstairs, you'll find a generous loft area, conveniently placed laundry room, and 3 bedrooms. One of which being the Primary Suite featuring a separate walk-in shower and soaker tub and roomy walk-in closet. The unfinished basement provides plenty of room for growth/expansion. Estimated completion will be early-mid October. *Pictures are of previously completed homes and may feature different design finishes and colors. Design sample photos included at the end of photos. --------------------------------------------------- *Special savings and financing opportunities are available on select quick move-in homes. Buyer must finance through First Colony Mortgage Corporation (NMLS ID 3112) to qualify. The advertised 4.99% rate is the initial interest rate on a 30-year conventional 7/6 adjustable-rate mortgage (ARM) and reflects an annual percentage rate (APR) of 5.987%. This loan is an Adjustable Rate Mortgage. The interest rate and principal and interest payments are subject to increase after consummation. The interest rate is fixed for the first seven years. Beginning with the 85th month the rate and payment will adjust, and will adjust every six months thereafter, based on the sum of the 30-Day Average SOFR index (at 3.648% as of September 14, 2026) plus a margin of 3.000%. The rate may increase by up to 5% at the first adjustment and up to 1% at each adjustment thereafter, subject to a lifetime maximum interest rate of 9.99% and a minimum of 3.00%. Based on a $430,000 purchase price and a $344,000 loan amount with 20% down, a 0.5% discount point paid by the buyer, and a 740 credit score, this transaction would have 84 monthly principal and interest payments of $1,844.56 at the initial rate of 4.990%, followed by 276 monthly principal and interest payments of $2,141.88 at the fully indexed rate of 6.648%. Payments shown are principal and interest only and do not include taxes, insurance, or HOA dues, so actual payments will be higher. Rates and APR are effective September 14, 2026, depend on borrower qualification, and are subject to change without notice due to market conditions. Financing is subject to credit approval and is not a commitment to lend. Offers, availability, eligibility requirements, terms, conditions, and deadlines vary by home and may change or end without notice. Contact a Visionary Homes Sales Professional or a First Colony Mortgage Loan Officer for current availability, complete program details, and financing terms. First Colony Mortgage Corporation is not affiliated with any third parties that may be referenced in this communication.

Highlights

Listed by Tanner Watson , 435-228-4702 Visionary Real Estate , 435-228-4702. Wasatch Front Multiple Listing Service (BACK)

Property Type

Residential

Lot/Acreage
0.15

HOA Fee

71 Monthly

Year Built

2026

County

Cache

Area

Smithfield; Amalga; Hyde Park

Neighborhood

Village At Fox Meadows

School District

Cache

Listing ID

2175042

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Microwave
Air Cond:Central Air
Fireplaces:
Floor:Carpet,Tile
Above Ground Sq Ft:2292
Basement:Full
Other:
  • ▪ Bar:Wet
  • ▪ Bath:Primary, Sep. Tub/Shower
  • ▪ Closet:Walk-In
  • ▪ Range/Oven:Free Stdng.
  • ▪ Additional:Den/Office, Disposal, Video Door Bell(s), Smart Thermostat(s)
Water:Culinary

Exterior Features

Lot:Corner Lot,View: Mountain
Lot Dimensions:0.0x0.0x0.0
Garage Capacity:2
Zoning:Single-Family
Roof:Asphalt
Others:
  • ▪ Porch:Open
  • ▪ Patio:Open
  • ▪ Additional:Double Pane Windows, Sliding Glass Doors, Und. Const.
Sewer:Sewer: Connected
Parking Features:Built-In
Principal Interest
$2,898
Taxes
$0
HOA
$71

Home Price

$539,900

Loan Details

30 yrs
7.083%

Down Payment

20%
$107,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,897.69

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,897.69 $0.08 $71.00 $2,968.77
Yearly $34,772.29 $1.00 $852.00 $35,625.29
Total $1,043,168.77 $30.00 $25,560.00 $1,068,758.77
Lender profile image
Preferred1765470255 Lender1765470255
My Title 1765470255
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Market insight data is pulled from the same city as the listing being viewed (Smithfield, UT).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information deemed reliable but not guaranteed accurate. Buyer to verify all information.The multiple listing information is provided by Wasatch Front Regional Multiple Listing Service, Inc. from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2014 Wasatch Front Regional Multiple Listing Service, Inc., All Rights Reserved. The information provided is for consumers, personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

IDX service by Blueroof 360

Data last updated: 2026-10-24T02:13:38.000Z

© 2026 Wasatch Front Multiple Listing Service (BACK)