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3838 Cindy Ln , Bellingham, WA 98226
$699,000
Est. Payment: $3,391.25/mo
3 Bed
2.25 Bath
1908 Sqft
Status: active | Days on site: 36
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

A quiet dead-end street close to Barkley Village, Lake Whatcom, & the trails, & the home itself delivers too.The main level is laid out the way you actually want to live, living room into dining room & out to a newer Trex deck that opens to the backyard. Flat, private, & a blank slate ready for whatever you want to do with it, garden beds, a firepit, you name it. The kitchen is spacious & well appointed, with Corian counters, updated cabinetry, new flooring, & newer appliances, with plenty of room to actually cook & move around in. Three bedrooms are tucked on the far end of the home, away from the main living areas. The primary has its own bathroom with an upgraded vanity & flooring, & the hall bath has been thoughtfully updated to match. New carpet, fresh interior paint, upgraded lighting, updated trim & doors throughout, & a redone front entry round out a home that has clearly been well looked after. Downstairs you'll find a large rec room that works as a gym, playroom, home office, or just extra space, plus a dedicated laundry area & powder bath. A spacious two car garage rounds out the package. Newer roof & upgraded exterior siding mean the expensive items are already handled. This is the kind of home that is easy to say yes to.
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Highlights

Listed by Paulina Antczak , 360-734-7500 Windermere RE Whatcom, Inc. , 360-734-7500. Northwest Multiple Listing Service

Property Type

Residential
Lot/Acreage
0.27

Year Built

1982

County

Whatcom

Area

860 - Bellingham

 Neighborhood

Bellingham

 School District

Bellingham

Listing ID

2520915

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2.25
  • ▪ Full Bathrooms:1
  • ▪ 3/4 Bathrooms:1
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Stove(s)/Range(s), Washer, Dishwasher(s), Dryer(s), Garbage Disposal, Microwave(s), Refrigerator(s), Washer(s)
Floor:Ceramic Tile,Vinyl,Carpet
Basement:Daylight,Finished
Other:Bath Off Primary,Dbl Pane/Storm Window,Dining Room,Vaulted Ceiling(s),Water Heater,Master on Main
Other:Water District 7

Exterior Features

Lot:Dead End Street,Paved,Built On Lot,Cable TV,Deck,Fenced-Partially,Gas Available,High Speed Internet,Patio
Lot Dimensions:95'x115'x96'x130'
Garage Capacity:2
Roof:Composition
Others:Cement/Concrete,Wood Products
Sewer:City of Bellingham
Parking Features:Driveway,Attached Garage,Off Street
Principal Interest
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
$3,391
Taxes
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
$495

Home Price

$699,000

Home Price

Loan Details

30 yrs
6.107%

Interest Rate

Loan Type

Down Payment

20%
$139,800

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,391.25

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,391.25 $495.33 $0.00 $3,886.59
Yearly $40,695.02 $5,944.00 $0.00 $46,639.02
Total $1,220,850.60 $178,320.00 $0.00 $1,399,170.60
Lender profile image
Preferred1765470255 Lender1765470255
My Title 1765470255
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Market insight data is pulled from the same city as the listing being viewed (Bellingham, WA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-06-28T00:28:13.000Z

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