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186 South Ridge Rd , Decatur Island, WA 98221
$595,000
Est. Payment: $2,882.69/mo
1 Bed
1 Bath
1467 Sqft
Status: active | Days on site: 29
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Beautifully crafted carriage house on 2.5 sunny acres with distant water views and a peaceful, private setting. Built for low-maintenance living with cement plank siding and a metal roof, the home feels bright and welcoming inside with bamboo floors, high ceilings, and large windows that frame trees to the north and water to the south.The kitchen is efficient and thoughtfully designed with granite counters, a propane range, stainless appliances, an eating counter, and generous storage. A 2.5' X 14' bench spans the south-facing windows, creating a perfect spot for reading, relaxing, or offering extra sleeping space for guests. Quality shows throughout, including the bathroom with floor-to-ceiling tile and the many finished storage closets. There's even one large enough to serve as a small sleeping nook.A wood stove and wall heater keep the upper-level cozy in cooler months. The 728-sf main level is insulated, painted, and finished with custom wood windows and carriage doors. It’s ready for your vision—convert it to additional living space, create a golf cart garage, enclose laundry area, or design a studio or workshop.The property includes an approved 3-bedroom septic and private well. A large clearing offers great garden potential, and 30 acres of unspoiled common area provide lasting privacy. Owners enjoy access to a deep-water dock, 2,500' airstrip, and expansive beaches. Decatur Island is just a quick 30-minute water taxi ride from Skyline Marina in Anacortes.
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Highlights

Listed by Morgan Jones , 360-293-8008 and Sarah E. Jones , 360-293-8008 Windermere RE Anacortes Prop. , 360-293-8008. Northwest Multiple Listing Service

Property Type

Residential
Lot/Acreage
2.54

HOA Fee

1474

Year Built

2014

County

San Juan

Area

903 - Decatur, Center & Blakely Island

 Neighborhood

Decatur Island

 School District

Lopez Island

Listing ID

2507420

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:1
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Dryer, Microwave, Refrigerator, Stove(s)/Range(s), Tankless Water Heater, Washer, Dryer(s), Microwave(s), Refrigerator(s), Washer(s)
Floor:Bamboo/Cork,Ceramic Tile,Slate
Other:Ceiling Fan(s),Dbl Pane/Storm Window,Vaulted Ceiling(s),Walk-In Closet(s),Water Heater
Other:Individual Well

Exterior Features

Lot:Dead End Street,Built On Lot,High Speed Internet
Lot Dimensions:irregular
Garage Capacity:2
Roof:Metal
Others:Cement Planked,Wood,Wood Products,Very Good
Sewer:Septic Tank
Parking Features:Driveway,Attached Garage
Principal Interest
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
$2,883
Taxes
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
$183

Home Price

$595,000

Home Price

Loan Details

30 yrs
6.094%

Interest Rate

Loan Type

Down Payment

20%
$119,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,882.69

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,882.69 $182.50 $1,474.00 $4,539.19
Yearly $34,592.29 $2,190.00 $17,688.00 $54,470.29
Total $1,037,768.64 $65,700.00 $530,640.00 $1,634,108.64
Lender profile image
Preferred1765470255 Lender1765470255
My Title 1765470255
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Market insight data is pulled from the same city as the listing being viewed (Decatur Island, WA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Estimated Payment, Market Insight Calculations, School and Neighborhood Information provided by Blueroof360

The database information herein is provided from and copyrighted by the Northwest Multiple Listing Service (NWMLS). NWMLS data may not be reproduced or redistributed and is only for people viewing this site. All information provided is deemed reliable but is not guaranteed and should be independently verified. All properties are subject to prior sale or withdrawal. All rights are reserved by copyright. Property locations as displayed on any map are best approximations only and exact locations should be independently verified.
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Data last updated: 2026-06-30T16:43:14.000Z

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