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Ardivus Brivity

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2085 Cottage Pl , Ferndale, WA 98248
$419,950
Est. Payment: $2,034.60/mo
3 Bed
1.5 Bath
1472 Sqft
Status: active | Days on site: 63
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

This delightful, light-filled historic gem is tucked away in a charming Ferndale neighborhood, perfectly balancing comfort, convenience, and privacy. From the moment you step inside, you'll notice thoughtful touches like soaring ceilings, generous walk-in closets, and plenty of storage throughout the home.The second floor offers elevated tranquility with its high-set windows, ensuring serene privacy in every corner. Meanwhile, the main floor seamlessly connects indoor and outdoor living, with direct access to a fully fenced backyard—a private oasis featuring garden space and an exterior storage shed, ideal for your hobbies or extra storage needs.Located at the quiet end of a no-through road, this home feels like a peaceful retreat while still being just moments from Ferndale High School and other local conveniences. Relax on the inviting front porch and soak in the neighborhood's welcoming ambiance, or step inside to enjoy fresh updates, including new carpet and interior paint. Move-in ready and brimming with charm, this home is just waiting for you to make it your own!
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Highlights

Listed by Michelle R Harrington , 360-233-5033 COMPASS , 360-233-5033. Northwest Multiple Listing Service

Property Type

Residential
Lot/Acreage
0.14

Year Built

1912

County

Whatcom

Area

870 - Ferndale/Custer

 Neighborhood

Ferndale

 School District

Ferndale

Listing ID

2509997

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:1.5
  • ▪ Full Bathrooms:1
  • ▪ 1/2 Bathrooms:1
Appliances:Stove(s)/Range(s)
Floor:Vinyl,Carpet
Other:Ceiling Fan(s),Dining Room,Fireplace,Water Heater
Other:City of Ferndale

Exterior Features

Lot:Dead End Street,Paved,Built On Lot,Outbuildings
Lot Dimensions:50 x 119 x 41 x 13 x 111
Garage Capacity:2
Roof:Composition
Others:Wood,Good
Sewer:City of Ferndale
Parking Features:Driveway
Principal Interest
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
$2,035
Taxes
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
$277

Home Price

$419,950

Home Price

Loan Details

30 yrs
6.094%

Interest Rate

Loan Type

Down Payment

20%
$83,990

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,034.60

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,034.60 $276.75 $0.00 $2,311.35
Yearly $24,415.18 $3,321.00 $0.00 $27,736.18
Total $732,455.36 $99,630.00 $0.00 $832,085.36
Lender profile image
Preferred1765470255 Lender1765470255
My Title 1765470255
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Market insight data is pulled from the same city as the listing being viewed (Ferndale, WA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Estimated Payment, Market Insight Calculations, School and Neighborhood Information provided by Blueroof360

The database information herein is provided from and copyrighted by the Northwest Multiple Listing Service (NWMLS). NWMLS data may not be reproduced or redistributed and is only for people viewing this site. All information provided is deemed reliable but is not guaranteed and should be independently verified. All properties are subject to prior sale or withdrawal. All rights are reserved by copyright. Property locations as displayed on any map are best approximations only and exact locations should be independently verified.
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IDX service by Blueroof 360

Data last updated: 2026-06-30T16:43:14.000Z

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