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Ardivus Brivity

Sooper Dooper Guy | Template Draper

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4174 Saltspring Dr , Ferndale, WA 98248
$989,000
Est. Payment: $4,845.34/mo
3 Bed
2.5 Bath
2708 Sqft
Status: active | Days on site: 14
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Ardivus Brivity
Sooper Dooper Guy
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House Description

Experience quintessential Pacific Northwest coastal living from this stunning waterfront retreat in Sandy Point. Perfectly positioned on the shores of Lummi Bay, this east-facing home showcases breathtaking sunrise views over Mt. Baker and the Twin Sisters. Featuring 3 bedrooms plus a dedicated office/den, spacious rec room, and 2.5 baths, there's room for both everyday living and weekend gatherings. Enjoy direct waterfront living with ever-changing marine vistas, abundant wildlife, and endless opportunities for kayaking, paddleboarding, beachcombing, and boating right from your backyard. Located within the sought-after Sandy Point community with access to a marina, golf course, pool, clubhouse, parks, and private beaches, this is Northwest living at its finest.
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Highlights

Listed by Scott A. Talbot , 360-733-3030 and Scott Talbot , 360-733-3030 Muljat Group , 360-733-3030. Northwest Multiple Listing Service

Property Type

Residential
Lot/Acreage
0.17

HOA Fee

65.89

Year Built

2005

County

Whatcom

Area

870 - Ferndale/Custer

 Neighborhood

Sandy Point

 School District

Ferndale

Listing ID

2534963

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2.5
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Dryer, Refrigerator, Stove(s)/Range(s), Washer, Dishwasher(s), Dryer(s), Garbage Disposal, Refrigerator(s), Washer(s)
Floor:Ceramic Tile,Concrete,Laminate,Carpet
Other:Bath Off Primary,Ceiling Fan(s),Dbl Pane/Storm Window,Dining Room,Fireplace,Hot Tub/Spa,Jetted Tub,Skylight(s),Vaulted Ceiling(s),Walk-In Closet(s),Wine/Beverage Refrigerator
Other:Community

Exterior Features

Lot:Built On Lot,Fenced-Partially,Hot Tub/Spa,Irrigation,Patio,Propane,No Bank
Garage Capacity:3
Roof:Composition
Others:Cement Planked,Wood,Wood Products
Sewer:Sewer Connected
Parking Features:Driveway,Attached Garage
Principal Interest
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
$4,845
Taxes
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
$700

Home Price

$989,000

Home Price

Loan Details

30 yrs
6.199%

Interest Rate

Loan Type

Down Payment

20%
$197,800

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,845.34

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,845.34 $700.27 $65.89 $5,611.50
Yearly $58,144.09 $8,403.25 $790.68 $67,338.02
Total $1,744,322.81 $252,097.50 $23,720.40 $2,020,140.71
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Preferred1765470255 Lender1765470255
My Title 1765470255
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Market insight data is pulled from the same city as the listing being viewed (Ferndale, WA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Estimated Payment, Market Insight Calculations, School and Neighborhood Information provided by Blueroof360

The database information herein is provided from and copyrighted by the Northwest Multiple Listing Service (NWMLS). NWMLS data may not be reproduced or redistributed and is only for people viewing this site. All information provided is deemed reliable but is not guaranteed and should be independently verified. All properties are subject to prior sale or withdrawal. All rights are reserved by copyright. Property locations as displayed on any map are best approximations only and exact locations should be independently verified.
The three tree icon represents listings courtesy of NWMLS. IDX information is provided exclusively for consumers’ personal noncommercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

IDX service by Blueroof 360

Data last updated: 2026-06-20T06:40:11.000Z

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