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4446 Decatur Dr , Ferndale, WA 98248
$899,000
Est. Payment: $4,361.57/mo
4 Bed
2.5 Bath
2753 Sqft
Status: active | Days on site: 28
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Located in the elite enclave of Sandy Point Arm, this newer-built 4BD/2.5BA home offers 2,754 SF of thoughtfully designed living space w/amazing views from nearly every room. Expansive picture windows frame stunning views of Mt. Baker, the bay, and golf course like living artwork, filling the home w/natural light & unforgettable scenery throughout. Designed for both comfort and entertaining, the spacious kitchen features an oversized island, abundant cabinetry, & large walk-in pantry. Rich hardwood floors enhance the home’s warm, upscale feel, while ductless mini-splits provide efficient year-round comfort. The expansive living room flows seamlessly into the kitchen & dining areas, anchored by a cozy gas fireplace. Upstairs, a generous flex space is ideal for a home office, media room, or game area. The impressive primary suite offers a private lanai w/bay views and a spa-inspired ensuite bath. Convenient upstairs laundry is located alongside all 4 bedrooms. Outdoor living shines with a covered back patio featuring composite decking, cedar ceiling, recessed lighting, while the welcoming front porch offers the perfect place to relax and enjoy water views. The fully fenced backyard borders the community golf course with annual pass available for just $100/yr. Enjoy Sandy Point amenities including a heated outdoor pool, pickleball courts, clubhouse, & Marina w/boat launch. Rare opportunity to own a beautifully built home in one of Sandy Point’s most desirable locations.
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Highlights

Listed by Kristin Miller , 360-734-7500 and Shari Draper , 360-734-7500 Windermere RE Whatcom, Inc. , 360-734-7500. Northwest Multiple Listing Service

Property Type

Residential
Lot/Acreage
0.16

HOA Fee

198.5

Year Built

2019

County

Whatcom

Area

870 - Ferndale/Custer

 Neighborhood

Sandy Point

 School District

Ferndale

Listing ID

2520689

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:2.5
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Stove(s)/Range(s), Washer, Dishwasher(s), Dryer(s), Garbage Disposal, Microwave(s), Refrigerator(s), Washer(s)
Air Cond:Ductless,High Efficiency (Unspecified)
Fireplaces:Gas,1 Fireplace
Floor:Ceramic Tile,Hardwood,Carpet
Other:Bath Off Primary,Dbl Pane/Storm Window,Dining Room,Fireplace,High Tech Cabling,Pantry,Walk-In Closet(s),Water Heater
Other:SPIC

Exterior Features

Lot:Cul-De-Sac,Dead End Street,Paved,Built On Lot,Cable TV,Deck,Fenced-Fully,High Speed Internet,Patio,Propane,Sprinkler System
Garage Capacity:2
Roof:Composition
Others:Cement/Concrete,Wood Products,Very Good
Sewer:LTWSD
Parking Features:Attached Garage
Principal Interest
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
$4,362
Taxes
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
$497

Home Price

$899,000

Home Price

Loan Details

30 yrs
6.107%

Interest Rate

Loan Type

Down Payment

20%
$179,800

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,361.57

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,361.57 $496.75 $198.50 $5,056.82
Yearly $52,338.80 $5,961.00 $2,382.00 $60,681.80
Total $1,570,164.08 $178,830.00 $71,460.00 $1,820,454.08
Lender profile image
Preferred1765470255 Lender1765470255
My Title 1765470255
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Market insight data is pulled from the same city as the listing being viewed (Ferndale, WA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Estimated Payment, Market Insight Calculations, School and Neighborhood Information provided by Blueroof360

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Data last updated: 2026-06-28T00:28:13.000Z

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