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Ardivus Brivity

Sooper Dooper Guy | Template Draper

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1865 Seacrest Dr , Lummi Island, WA 98262
$950,000
Est. Payment: $4,654.27/mo
2 Bed
0.75 Bath
980 Sqft
Status: active | Days on site: 17
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Ardivus Brivity
Sooper Dooper Guy
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House Description

Rare low-bank waterfront retreat on Lummi Island offering nearly an acre of shoreline, timeless NW character & exceptional future potential. Set on two legal lots, this unique property includes a charming beachfront cottage on one parcel & a 2nd buildable lot included in the sale, creating a rare opportunity for expansion, a guest home, future residence, or investment. Warm natural wood interiors, a cozy wood stove, and walls of windows frame peaceful Salish Sea & Mt. Baker views from the main living spaces. Twin French doors open to a waterfront deck perched just steps above a protected beach ideal for beachcombing, clamming, crabbing, oystering, kayaking, and exploring the shoreline. The detached guest quarters & game room provides flexible space for visitors & recreation. For years, guests have returned to this special property to experience the peaceful waterfront setting & authentic island lifestyle, creating a successful history as a sought-after AirBNB. Walk the beach to the island market, enjoy dinner at the Beach Store Café, or simply spend the day watching wildlife and the changing tides from your deck. Located just a short ferry ride from the mainland, this is a rare opportunity to enjoy waterfront living today while preserving the flexibility, income potential, and long-term value of a second legal buildable lot. Schedule your visit and experience the magic!
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Highlights

Listed by Brandon Nelson , 360-233-5033 COMPASS , 360-233-5033. Northwest Multiple Listing Service

Property Type

Residential
Lot/Acreage
0.99

Year Built

1950

County

Whatcom

Area

871 - Lummi Island & Eliza Island

 Neighborhood

Lummi Island

 School District

Ferndale

Listing ID

2533034

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:0.75
  • ▪ Full Bathrooms:0
  • ▪ 3/4 Bathrooms:1
Appliances:Dryer, Refrigerator, Stove(s)/Range(s), Washer, Dryer(s), Refrigerator(s), Washer(s)
Floor:Vinyl
Other:Dbl Pane/Storm Window,Fireplace,Water Heater,Master on Main
Other:Private Well

Exterior Features

Lot:Built On Lot,Deck,Low Bank
Lot Dimensions:Irregular
Garage Capacity:4
Roof:Composition
Others:Wood,Good
Sewer:Septic
Parking Features:Driveway
Principal Interest
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
$4,654
Taxes
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
$780

Home Price

$950,000

Home Price

Loan Details

30 yrs
6.199%

Interest Rate

Loan Type

Down Payment

20%
$190,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,654.27

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,654.27 $780.33 $0.00 $5,434.60
Yearly $55,851.25 $9,364.00 $0.00 $65,215.25
Total $1,675,537.59 $280,920.00 $0.00 $1,956,457.59
Lender profile image
Preferred1765470255 Lender1765470255
My Title 1765470255
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Market insight data is pulled from the same city as the listing being viewed (Lummi Island, WA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Estimated Payment, Market Insight Calculations, School and Neighborhood Information provided by Blueroof360

The database information herein is provided from and copyrighted by the Northwest Multiple Listing Service (NWMLS). NWMLS data may not be reproduced or redistributed and is only for people viewing this site. All information provided is deemed reliable but is not guaranteed and should be independently verified. All properties are subject to prior sale or withdrawal. All rights are reserved by copyright. Property locations as displayed on any map are best approximations only and exact locations should be independently verified.
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Data last updated: 2026-06-22T08:45:12.000Z

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