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654 W Main St , Monroe, WA 98272
$939,950
Est. Payment: $4,561.70/mo
0 Bed
0 Bath
0 Sqft
Status: active | Days on site: 49
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Rare opportunity in one of Monroe’s most cherished neighborhoods! Situated on .46 acres with flexible Multi-Use Neighborhood Zoning, this exceptional property offers live/work, investment, or redevelopment potential allowing 4–7 dwelling units including the existing home. For over 20 years, the property successfully operated as offices for a private company with live-in extern housing, showcasing its versatility and functionality. Thoughtfully updated throughout with maple flooring, remodeled kitchen with granite countertops, renovated bathrooms, updated electrical panel, furnace, hot water tank, roof/gutters, paint, decking, and more. Flexible floor plan easily adapts to residential, group home, bed & breakfast, professional or health care offices, or mixed-use living with open gathering spaces, multiple office or bedroom options, and separate-entry basement ideal for additional workspace or guest quarters. Main floor features inviting wraparound covered porch, living and dining rooms, bedroom, office, kitchen, and family/conference room. Upstairs offers spacious suite with 3/4 bath, walk-in closet, 2 bonus rooms, and private deck overlooking beautiful grounds. Lower level includes additional office/living space, bathroom, bedroom, storage, and mechanical room. 768 ASF garage with plumbing and separate room offers additional flex space. There is no commercial use requirement for zoning but it does offer investment opportunities.
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Highlights

Listed by Debbie Barger Smith , 360-653-2509 Windermere Real Estate JS , 360-653-2509. Northwest Multiple Listing Service

Property Type

Commercial Sale
Lot/Acreage
0.46

Year Built

1928

County

Snohomish

Area

750 - East Snohomish County

 Neighborhood

Monroe

Listing ID

2521249

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:0
  • ▪ Bathrooms:0
  • ▪ Full Bathrooms:
Floor:Hardwood,Vinyl,Carpet
Other:City of Monroe

Exterior Features

Lot:Zoning: Commercial,Residential,See Remarks
Garage Capacity:2
Zoning:Commercial,Residential,See Remarks
Roof:Composition
Others:Wood,Updated/Remodeled
Sewer:City of Monroe
Principal Interest
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
$4,562
Taxes
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
$506

Home Price

$939,950

Home Price

Loan Details

30 yrs
6.11%

Interest Rate

Loan Type

Down Payment

20%
$187,990

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,561.70

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,561.70 $506.42 $0.00 $5,068.11
Yearly $54,740.36 $6,077.00 $0.00 $60,817.36
Total $1,642,210.79 $182,310.00 $0.00 $1,824,520.79
Lender profile image
Preferred1765470255 Lender1765470255
My Title 1765470255
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Market insight data is pulled from the same city as the listing being viewed (Monroe, WA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Estimated Payment, Market Insight Calculations, School and Neighborhood Information provided by Blueroof360

The database information herein is provided from and copyrighted by the Northwest Multiple Listing Service (NWMLS). NWMLS data may not be reproduced or redistributed and is only for people viewing this site. All information provided is deemed reliable but is not guaranteed and should be independently verified. All properties are subject to prior sale or withdrawal. All rights are reserved by copyright. Property locations as displayed on any map are best approximations only and exact locations should be independently verified.
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Data last updated: 2026-06-28T14:31:12.000Z

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