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Ardivus Brivity

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866 NW Karkainen Ln , Poulsbo, WA 98370
$724,888
Est. Payment: $3,551.39/mo
4 Bed
3 Bath
2982 Sqft
Status: active | Days on site: 36
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Motivated Seller!!! Welcome to this rare multi-home opportunity in the heart of Poulsbo! Situated on a spacious half-acre lot just inside the Poulsbo UTA, this versatile property offers endless possibilities for investors, multi-gen living, or owner-occupants seeking additional income potential. Both homes were remodeled and permitted in the 2022-2023 timeframe, blending modern updates with timeless character and charm.The beautifully updated main home features 3 bedrooms and 2 baths with a flexible floorplan that includes the primary bedroom and second bedroom on the main level. Upstairs, you'll discover a full loft-style third bedroom complete with a fun “special secret room” that adds character to the space. A partially finished basement has recently been waterproofed, offering additional storage or future expansion potential. Connected to sewer while maintaining the benefit of a private well. The det-ADU includes 1 bed, 1 bath, and a 1-car garage, currently generating $1,500 per month in rental income. The main home is tenant occupied but will be vacant at the end of June, creating an ideal opportunity for an owner-occupant or investor looking to maximize income potential. Outside, enjoy dedicated garden space, plenty of off-street parking, and room to spread out on the generous half-acre lot. Commute? What a breeze being 10min to Bangor or an easy ride to Bainbridge Ferry Terminal. Some interior photos are from a previous listing but do represent the home accurately.
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Highlights

Listed by Deborah Bonneville , 360-876-9600 and Jennifer Fetterplace , 360-876-9600 Windermere Prof Partners , 360-876-9600. Northwest Multiple Listing Service

Property Type

Residential
Lot/Acreage
0.51

Year Built

1948

County

Kitsap

Area

165 - Finn Hill

 Neighborhood

Poulsbo

 School District

North Kitsap #400

Listing ID

2524977

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Dishwasher, Dryer, Microwave, Refrigerator, Stove(s)/Range(s), Washer, Dishwasher(s), Dryer(s), Microwave(s), Refrigerator(s), Washer(s)
Floor:Ceramic Tile,Laminate,Carpet
Basement:Partially Finished
Other:Second Kitchen,Bath Off Primary,Dbl Pane/Storm Window,Water Heater,Master on Main
Other:Individual Well

Exterior Features

Lot:Corner Lot,Dead End Street,Paved,Built On Lot,Fenced-Partially
Garage Capacity:5
Roof:Composition
Others:Cement/Concrete,Wood,Updated/Remodeled,Has ADU
Sewer:City of Poulsbo
Parking Features:Driveway,Attached Garage,Off Street
Principal Interest
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
$3,551
Taxes
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
$452

Home Price

$724,888

Home Price

Loan Details

30 yrs
6.199%

Interest Rate

Loan Type

Down Payment

20%
$144,978

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,551.39

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,551.39 $452.08 $0.00 $4,003.48
Yearly $42,616.74 $5,425.00 $0.00 $48,041.74
Total $1,278,502.20 $162,750.00 $0.00 $1,441,252.20
Lender profile image
Preferred1765470255 Lender1765470255
My Title 1765470255
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Market insight data is pulled from the same city as the listing being viewed (Poulsbo, WA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Estimated Payment, Market Insight Calculations, School and Neighborhood Information provided by Blueroof360

The database information herein is provided from and copyrighted by the Northwest Multiple Listing Service (NWMLS). NWMLS data may not be reproduced or redistributed and is only for people viewing this site. All information provided is deemed reliable but is not guaranteed and should be independently verified. All properties are subject to prior sale or withdrawal. All rights are reserved by copyright. Property locations as displayed on any map are best approximations only and exact locations should be independently verified.
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Data last updated: 2026-06-25T12:12:12.000Z

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